THE BCM BLOGS

Are You a Goals-Based Investor?

by Montgomery Gossen on April 9, 2019 The Goals-Based Planner

By identifying a tangible goal that means something to us, this will only increase the probability of successfully funding that goal because we put more “emotional stock” into something we can relate to versus some arbitrary number.

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Low Volatility—Highly Valuable

by Erin McMenemon on March 25, 2019 The Behavioral Investor

If you thought last year was bumpy—you would be exactly right about the 4th quarter. The 4th quarter of last year delivered a dramatic loss of 14% for the S&P 500 Index.

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2 Sides of the Street: Fiduciary Duty vs. Suitability Standard

by George Holland on February 20, 2019 The All-Weather Investor

You may not have noticed but, in our world of providing investment advice, there has been quite a discussion over the last nine years regarding how investment professionals conduct themselves on behalf of clients…

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Measure Twice & Cut Once

by Montgomery Gossen on January 22, 2019 The Goals-Based Planner

Precision and care are needed to make wise decisions and preventing irreversible, costly mistakes. There is nothing worse than feeling like you came up a little short, so would you take the same approach when planning your retirement?

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ENOUGH – How much is too much?

by Erin McMenemon on January 22, 2019 The Behavioral Investor

Investors are soaking in the daily headlines and reading more in the news and on social media about what is happening in the financial markets. I would like to argue that from a behavioral decision-making perspective, this can have some negative consequences…

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Working The Plan

by Bo Billeaud on January 15, 2019 The All-Weather Investor

Last year was difficult for virtually all investors worldwide. Indeed, as our 4th Qtr. report illustrated, 2018 was the first year since 1969 that all of the major asset classes declined in value. The WSJ recently reported that the average domestic stock fund declined by roughly 8% last year while the average global fund declined by 14%…

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Santa’s List: Naughty or Nice?

by Erin McMenemon on December 18, 2018 The Behavioral Investor

As grown ups, you may not have an “Elf on a Shelf”, but we do need to realize that accountability and “good behavior” are the number one driving factors to optimal returns in your investment accounts.

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What’s Wrong, Warren?

by Bo Billeaud on December 4, 2018 The All-Weather Investor

Were you an investor in the late 1990’s? If you weren’t, let me tell you, it was really wild. As internet and dot.com stocks were being rolled out almost daily, the frenzy for any-and-everything-tech knew no bounds…

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Post Mid-Term Elections Commentary

by George Holland on November 27, 2018 The All-Weather Investor

We know that the financial markets and the economy have thrived over the years no matter who controlled the White House. So, it should not be a surprise that, while which political party controls Washington politics is not unimportant, there are bigger forces at work that help shape the overall financial and economic experience of our country.

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Assessment: Are You Prepared for Retirement?

by Montgomery Gossen on November 20, 2018 The Goals-Based Planner

Will I Be OK? How do you answer that? How do you know if everything is in order for your retirement? Well…it can be complicated; and the answer is never a one-size-fits-all solution…

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