THE BCM BLOGS

Another Market Correction

by Bo Billeaud on June 4, 2019 The All-Weather Investor

Well, it happened again.  A downer month for stock market investors, although there’s nothing really new about that.  Stocks have declined by at least 5% from a record close 21 times since the market bottom in 2009.

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Should I Delay Claiming My Social Security Benefits?

by Montgomery Gossen on May 28, 2019 The Goals-Based Planner

When most people approach their full retirement age (either 66 or 67 depending on when you were born), many are faced with a decision – should I claim my Social Security benefits now or should I wait until age 70? Most begin benefits sooner rather than later due to liquidity needs, poor health or concerns

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Getting Rich is Hard. Staying Rich is Harder.

by Bo Billeaud on May 14, 2019 The All-Weather Investor

“Why do very bright people risk losing something that’s very important to them to gain something that’s totally unimportant?”

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Keep Your Friends Close, and Your Enemies Closer

by Erin McMenemon on April 16, 2019 The Behavioral Investor

Learn from the old lesson in this study—bad investment behavior is very expensive. 

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Are You a Goals-Based Investor?

by Montgomery Gossen on April 9, 2019 The Goals-Based Planner

By identifying a tangible goal that means something to us, this will only increase the probability of successfully funding that goal because we put more “emotional stock” into something we can relate to versus some arbitrary number.

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Low Volatility—Highly Valuable

by Erin McMenemon on March 25, 2019 The Behavioral Investor

If you thought last year was bumpy—you would be exactly right about the 4th quarter. The 4th quarter of last year delivered a dramatic loss of 14% for the S&P 500 Index.

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Fiduciary

by George Holland on February 20, 2019 The All-Weather Investor

You may not have noticed but, in our world of providing investment advice, there has been quite a discussion over the last nine years regarding how investment professionals conduct themselves on behalf of clients…

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Measure Twice & Cut Once

by Montgomery Gossen on January 22, 2019 The Goals-Based Planner

Precision and care are needed to make wise decisions and preventing irreversible, costly mistakes. There is nothing worse than feeling like you came up a little short, so would you take the same approach when planning your retirement?

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ENOUGH – How much is too much?

by Erin McMenemon on January 22, 2019 The Behavioral Investor

Investors are soaking in the daily headlines and reading more in the news and on social media about what is happening in the financial markets. I would like to argue that from a behavioral decision-making perspective, this can have some negative consequences…

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Working The Plan

by Bo Billeaud on January 15, 2019 The All-Weather Investor

Last year was difficult for virtually all investors worldwide. Indeed, as our 4th Qtr. report illustrated, 2018 was the first year since 1969 that all of the major asset classes declined in value. The WSJ recently reported that the average domestic stock fund declined by roughly 8% last year while the average global fund declined by 14%…

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